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  • MR Homes Estate Agents Ltd
    Homes House
    253 Cowbridge Road West
    Cardiff
    CF5 5TD


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    • 02920 204555

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Range of Services

As a whole-of-market mortgage and protection specialist, we provide fully independent advice designed to help clients secure the most suitable financial solutions for their circumstances. Our services cover every stage of the home-buying journey, from initial planning to long-term protection, ensuring clients receive comprehensive guidance and access to the widest possible choice of products.

Mortgage Services

  • First-Time Buyer Mortgages
    Guidance and support for new buyers, with access to competitive products across the whole market.

  • Home Mover Mortgages
    Tailored solutions for clients looking to relocate or upsize/downsize their property.

  • Remortgages
    Options to secure better rates, consolidate borrowing, or release equity.

  • Buy-to-Let Mortgages
    Advice for landlords and property investors, including complex and portfolio lending.

  • Specialist & Complex Mortgages
    Support for non-standard income, adverse credit, self-employed clients, and other niche lending needs.

  • New-Build & Help-to-Buy
    Expertise in schemes and lenders catering to new-build properties and government initiatives.

Protection Services

  • Life Insurance
    Flexible policies to protect families financially in the event of death.

  • Critical Illness Cover
    Lump-sum protection for clients diagnosed with serious medical conditions.

  • Income Protection
    Regular income support if clients are unable to work due to illness or injury.

  • Family & Mortgage Protection
    Comprehensive protection to cover mortgage repayments, lifestyle needs, or family expenses.

  • Business Protection
    Key person cover, shareholder protection, and business continuity insurance for company owners.

Additional Support Services

  • Independent Whole-of-Market Research
    Access to products across the full mortgage and protection landscape, ensuring clients receive unbiased, competitive recommendations.

  • Affordability & Budget Planning
    Clear guidance to help clients understand borrowing potential and long-term affordability.

  • Application & Case Management
    End-to-end support from the initial application through to completion, including liaison with lenders, solicitors, and surveyors.

  • Ongoing Review Service
    Regular policy and mortgage reviews to ensure clients remain on the most suitable deals over time.

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